Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
Listing photo for 8 Cottage Street Ext, Monticello, NY
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8 Cottage Street Ext,

Monticello, NY

$440,000

7 Beds
3 Baths
1,558 Sqft
0.44 Acres

Welcome to 8 Cottage St Ext in Monticello, a fully renovated, income-producing multi-unit property nestled on a quiet cul-de-sac, just minutes from public transportation and shopping. Situated on a generous lot with potential for subdivision, the main house offers two thoughtfully updated units: a spacious 4-bedroom apartment on the first floor and a bright 2-bedroom unit upstairs, both featuring brand-new kitchens, renovated bathrooms, fresh flooring, and quality finishes throughout. A separate cottage features a 1-bedroom unit with existing rental income, adding immediate cash flow. Tenants pay their own electric and heating, keeping ownership costs low. With low taxes, ample land, and a location that combines convenience with privacy, this property presents an exceptional opportunity for investors or owner-occupants seeking a turn-key, income-generating multi-unit home.

Facts & Features
MLS® # 931779
Price $440,000
Bedrooms 7
Bathrooms 3.00
Full Baths 3
Square Footage 1,558
Acres 0.44
Year Built 1910
Type Residential Income
Sub-Type Triplex
Style Colonial
Status Active
MLS hgmls
Community Information
Address 8 Cottage Street Ext
City Monticello
County Sullivan
State NY
Zip Code 12701
Amenities
Utilities Electricity Connected, Sewer Connected, Trash Collection Public, Water Connected
Parking Driveway
Is Waterfront No
Has Pool No
Interior
Interior Vinyl
Interior Features Other
Heating Electric, Other
Cooling None
Has Basement Yes
Basement Storage Space
Fireplace No
Exterior
Exterior Features Mailbox
Lot Description Back Yard, Front Yard, Level, Near Public Transit, Near School, Near Shops
Construction Vinyl Siding
School Information
District Monticello
Elementary George L Cooke School
Middle Robert J Kaiser Middle School
High Monticello High School
Additional Information
Date Listed November 3rd, 2025
Days on Market 40
Short Sale No
RE / Bank Owned No
Listing Details
Listing Courtesy of Metrex Realty INC
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Listing information last updated on December 14th, 2025 at 3:05pm EST.