Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Listing photo for 320 Main Street, Middleburgh, NY
Previous View the Previous slide Next View the next slide

320 Main Street,

Middleburgh, NY

$550,000

5 Beds
6 Baths
4,646 Sqft
0.06 Acres

Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart. The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one. On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof. Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy. Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal. With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.

Facts & Features
MLS® # 20260971
Price $550,000
Bedrooms 5
Bathrooms 6.00
Square Footage 4,646
Acres 0.06
Year Built 1927
Type Residential Income
Sub-Type Multi Family
Style Rowhouse
Status Active
MLS ucbr
Community Information
Address 320 Main Street
Area Middleburgh
City Middleburgh
County Schoharie
State NY
Zip Code 12122
Amenities
Is Waterfront No
Interior
Appliances Washer/Dryer, Refrigerator, Range, Dishwasher
Has Basement No
Fireplace No
School Information
District Middleburgh
Additional Information
Date Listed March 16th, 2026
Days on Market 36
Zoning Com1
Short Sale No
RE / Bank Owned No
Listing Details
Listing Courtesy of Anatole House LLC
Mortgage Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.

Purchase & Financing Information

Yes, I would like more information from Coldwell Banker Village Green Realty. Please use and/or share my information with a Coldwell Banker Village Green representative to contact me about my real estate needs.

By clicking Inquire I agree a Coldwell Banker Village Green Realty representative may contact me by phone or text message including by automated means about real estate services, and that I can access real estate services without providing my phone number. I acknowledge that I have read and agree to the privacy policy 

Listing information last updated on April 22nd, 2026 at 4:05am EDT.