Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
Listing photo for 222 N Terry Hill Road, Carmel, NY
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222 N Terry Hill Road,

Carmel, NY

$489,000

2 Beds
3 Baths
1,679 Sqft
0.07 Acres

Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes. Set within a vibrant and welcoming community, you’ll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat. The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home’s design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last.

Facts & Features
MLS® # 1039199
Price $489,000
Bedrooms 2
Bathrooms 3.00
Full Baths 3
Square Footage 1,679
Acres 0.07
Year Built 1940
Type Residential
Sub-Type Single Family Residence
Style Cape Cod
Status Active
MLS okmls
Community Information
Address 222 N Terry Hill Road
City Carmel
County Putnam
State NY
Zip Code 10512
Amenities
Utilities Trash Collection Public
Parking Spaces 3
Parking Driveway
View Lake
Is Waterfront Yes
Waterfront Beach Access, Lake Front
Has Pool No
Interior
Interior Ceramic Tile, Hardwood, Laminate
Interior Features First Floor Full Bath, Ceiling Fan(s), His and Hers Closets, In-Law Floorplan, Open Floorplan, Washer/Dryer Hookup
Appliances Gas Oven
Heating Hot Air, Oil
Cooling None
Has Basement Yes
Basement Full, See Remarks, Walk-Out Access
Fireplace Yes
Fireplaces Pellet Stove
Exterior
Construction Vinyl Siding
School Information
District Carmel
Elementary Kent Primary
Middle George Fischer Middle School
High Carmel High School
Additional Information
Date Listed August 14th, 2026
Days on Market 35
Short Sale No
RE / Bank Owned No
Listing Details
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